IMPACT COMMUNITY SERVICES
Master Your Financial Future Through Education
Free, unbiased financial and credit literacy education for empowered decision-making
✓ No-cost workshops & materials
✓ Certified financial educators
✓ Community-focused learning
✓ Purely educational - no services sold
Why Financial Education Matters
ICS LLC exists to bridge the financial literacy gap in our communities. As an independent 501(c)(3) nonprofit, we provide accessible education that helps individuals understand financial systems, make informed decisions, and build confidence in managing their financial lives.
78% of Americans live paycheck to paycheck
Only 57% of adults in the US are financially literate
3 in 5 adults don't track their spending
Budgeting & Money Management
✓Expense tracking systems
✓Needs vs. wants analysis
✓Emergency fund planning
Debt Education
✓Types of debt and implications
✓Repayment strategy education
✓Interest and fee structures
Financial Planning
✓Savings strategies
✓Investment principles introduction
✓Retirement planning basics
Our Commitment to Ethical Education
Three Compliance Cards:
Educational Focus Only
"We provide general financial education, not specific advice. Our materials help you understand systems and make informed decisions."
No Credit Repair Services
"We do not offer, recommend, or facilitate credit repair services. We explain how credit systems work without assisting with disputes or negotiations."
Full Transparency
"As a 501(c)(3) nonprofit, we're funded by grants and donations. All core educational content is provided free of charge."